Terms of use

What this site is

This site provides information about business-purpose mortgage financing for non-owner-occupied investment property in Alabama and a way to contact us about a specific property. It is operated for DSCR Loans Alabama, a Loan Daddy LLC brand.

No offer, no advice

Nothing on this site is a loan offer, a rate quote, a preapproval, a commitment to lend, or a guarantee of any particular term. The calculator performs arithmetic on numbers you supply; it does not produce a quote and it does not determine eligibility. Content on the site is general information, not legal, tax, accounting or investment advice. Talk to your own advisors about your situation.

Business-purpose financing only

We arrange financing for non-owner-occupied investment property. Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. We do not arrange loans for a primary residence or a second home, and we will decline a request that indicates personal occupancy.

Eligibility and accurate information

You must be at least 18 and able to enter a contract to submit a request. You agree that the information you provide is accurate and that you are authorized to share it. Submitting a request does not create a broker-client relationship, an application, or an obligation on either side.

Acceptable use

• Do not use the site to submit false, misleading or third-party information without authorization.
• Do not attempt to interfere with the site, probe it for vulnerabilities, or scrape it at volume.
• Do not use the site for any unlawful purpose or in violation of applicable law.

Intellectual property

The text, design, graphics and code on this site belong to Loan Daddy LLC or are used with permission. You may read, print and share pages for personal, non-commercial use. You may not republish the content as your own or use the brand name or logo without written permission.

Third-party links

The site links to external resources, including licensing lookups and reference material. We do not control those sites and are not responsible for their content or their privacy practices.

No warranty

The site is provided as is. We work to keep it accurate and available, but we do not warrant that it will be uninterrupted, error-free, or that any information is complete or current. Market conditions, program guidelines, tax treatment, insurance pricing and local rules change.

Limitation of liability

To the extent permitted by law, Loan Daddy LLC is not liable for indirect, incidental, special or consequential damages arising from your use of the site or reliance on its content. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of the State of Arizona, without regard to conflict-of-law rules. If any provision is unenforceable, the remaining provisions stay in effect.

Changes

We may update these terms. The effective date at the top of this page reflects the current version. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms can be sent through the contact form. Licensing information is on the licensing page.