Start a file

Tell us about the property

The more you can tell us about the rent, the taxes and the condition, the more useful the first answer will be. If a field does not apply yet, leave it and explain in the message.

What happens next

  1. We read the request and pull the public record for the parcel if you gave us an address.
  2. We model the ratio with a realistic tax and insurance figure and reply with the programs that fit, or an honest explanation of why none do.
  3. If it makes sense to proceed, we collect the documents, order the appraisal and stay on the file through closing.

No credit pull is required to have the first conversation. Submitting this form does not lock a rate, does not commit you to a loan, and does not create a loan offer.

We arrange business-purpose financing for non-owner-occupied investment property only. If you or your family plan to live in the property, we cannot help with that loan, and the form will stop you before it is sent.

Property and contact details

Fields marked as required are needed to model the file. The occupancy question is required because of the kind of loans we arrange.

We arrange financing for investment property only. If you or your family will live in the home, we are not the right fit and we will say so.

Submitting this form does not pull your credit and does not lock terms. Business-purpose, non-owner-occupied investment property only.

DSCR Loans Alabama is a mortgage broker. We arrange financing from wholesale lenders; we do not make loans ourselves. Business-purpose, non-owner-occupied investment property only. Not a commitment to lend, and no rate is quoted on this site.