Privacy
Privacy policy
Effective October 17, 2026. This policy explains what we collect through dscrloansalabama.com, why we collect it, and what we do with it.
Information you give us
When you submit a request, we collect the fields you fill in: your name, email address, phone number, the property state and type, the loan purpose, an estimated property value, the loan amount, the occupancy answer, any message you write, and your consent to be contacted. We also record the page you submitted from.
We ask for an occupancy answer because we only arrange business-purpose financing for non-owner-occupied investment property. If you indicate that you or your family would live in the property, the form will not submit.
Attribution information
We record first-touch attribution so we know which page or campaign brought you to the site. That includes the landing page URL, the referring URL, and any UTM parameters, click identifiers or advertising identifiers present in the link you arrived on. These values are kept in your browser’s session storage and sent with the request if you submit the form.
Technical information
Our hosting provider receives standard request information such as your IP address, browser type and the pages you visit, in order to serve the site and protect it from abuse. We do not use this information to build a profile of you for advertising.
How we use it
- To respond to your request and evaluate the property you described
- To model a coverage ratio and identify programs that may fit
- To communicate with you by email, phone or text as you have consented
- To keep records required by licensing and lending rules
- To measure which pages of the site are useful
Who we share it with
We share the information with service providers that support our business: our customer relationship management system, our form and database infrastructure, our email and phone providers, and hosting. If you decide to proceed with a loan, we share the file with the wholesale lenders we are shopping for you, because they are the entities that underwrite it. We do not sell your personal information.
We may disclose information if the law requires it, if we need to enforce our terms, or to protect the rights and safety of the company, our clients or others.
Your choices
You can ask us to stop contacting you at any time. Reply STOP to a text message, use the unsubscribe link in an email, or send a request through the contact form. You can also ask what information we hold about you and request a correction. We will honor requests as required by applicable law. Note that we may retain records we are required to keep for licensing and transaction purposes.
Consent to contact
The form includes a consent checkbox. Agreeing to be contacted is not a condition of purchase. Message and data rates may apply, and you can opt out at any time as described above. Consent applies to contact by Loan Daddy LLC about your request.
Credit information
We do not pull your credit to respond to the form. If you decide to proceed with a loan, a lender will obtain your authorization before obtaining a credit report.
Children
This site is for adults conducting business. It is not directed at children, and we do not knowingly collect information from anyone under 18.
Changes
If this policy changes, we will update the effective date on this page. Material changes will apply to information collected after the change.
Contact
Questions about this policy can be sent through the contact form. DSCR Loans Alabama is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender.